Scams

Scam Section Contents

Annual credit report.
Auto Accident
Carjacker
Cashier Check
Check Is In The Mail
Cover Your VIN #
Don’t Dial These AreaCodes
Don’t Flash Head Lights

ID Theft
Jury Duty Scam
More Road Scams

Ladies Please Read
Mobile Phone Info
Perfume Scam
Phone Card Scam
Popular Scams
Predatory Lender
Prevent Idenity Theft
Resources
You Dropped This
Email Scams
Scam Email
 

                                         Introduction
Unfortunately we all need to watch for scams.
I plan to add new ones to this location frequently.
Many of these articles on scams have been around for
awhile or they get changed a little. Sometimes it is good to review these just to keep your guard up.

Most of the precautions we can take against scams are common sense. Never give your credit card, social security number, bank account numbers or any personal information to anyone over the phone that has contacted you. Make sure the internet site, you are ordering from is protected with a secure server. Look for hppts:// (the “s” means secure.) Also look for the little padlock symbol in the lower right hand corner.

Whenever you are getting information always ask for  the persons name. If they refuse to give it to you it is probably time to look for a different place to do business. If you do have to file a complaint, you will need names and dates to put in your letter. Your credibility will be much higher if you can name specifics
 

                                  Ladies Protect Yourselves

Here are some suggestions from a former law enforcement officer. He targeted the ladies, but I think everyone should read this and remember some of his tips.

The elbow is the strongest point on your body. If you are close enough to use it. If a robber asks for your wallet and or purse, DO NOT HAND IT TO HIM. Toss it away from you. When he is distracted run like mad in a zig zag fashion.

If you are ever thrown into the trunk of a car: Kick out the tail lights and stick your arm out the hole and wave like crazy. The driver can’t see you but other people can.

Women have a tendency to get into their cars after shopping, eating, working etc. and just sit. DON’T DO THIS. A predator will be watching you, and this could give him or her a perfect time to open your passenger side door and put a gun to your head. AS SOON AS YOU GET IN YOUR CAR LOCK THE DOORS AND LEAVE.

Getting in your car in the parking lot.

Be aware: look around you, look into your car, at the passenger side door and in the back seat.

If the drivers side of your car is parked next to a big van, enter your car from the passenger side. Most serial killers attack their victims by pulling them into their vans while women are attempting to get into their cars.

Look at the cars parked next to yours, on both sides, if either contains a male sitting alone. Walk back into the mall or store and ask someone to walk you to your car. IT IS ALWAYS BETTER TO BE SAFE THAN SORRY.

Always take the elevator instead of the stairs.

If the predator hasRUN! He can only hit a running target 4 times out of a hundred. If you are one of the 4, chances are he will not hit you in vital organ.

Women are always trying to be sympathetic: STOP IT! It may get you raped or killed. Ted Bundy, the serial killer, was a good looking well educated man, who ALWAYS played  on the sympathies of women. He walked with a cane, or a limp, and often asked “for help” into his vehicle, which is when he abducted his next victim.

Another scam is a crying baby on your front step. DO NOT open the door. Call the police. The bad guys record a baby’s cry and put the recorder near a window or on your front step to lure you out of the house. This was talked about on America’s Most Wanted.

 

  WARNING!
This is a real scam email message that almost caused me to click on the link, but it did not look right so I called Bank of America and they told me it is a fraudulent email and to forward it on to their abuse department.

When you first look at it the natural tendency is to click on the link and fix your account, but lets examine it more closely. Notice it is addressed to Bank of America Customer, not Mr.xxxxxx. Also notice the phone number at the end 1-800-Bank of America

If I had clicked on the link it chances are it would have installed a key logger on my computer and it would send all my keystrokes inclucing passwords back to the crook. Bye bye bank account


                                                                                       Here is the email
Important Message Notification Alert

Dear Bank Of America Customer,

For your Online security, the profile that you are using to access Bank Of America Financial Group Online Banking has been locked because of too many failed login attempts. You can unlock this profile online by selecting an option below:

Unlock your account profile with http://www.bank xx xxxxxx.com

We regret any inconvenience this may cause you, we are requesting this information to verify and protect your identity. This is in order to prevent the use of the South Africa banking system in terrorist and other illegal activity.

Security Advisory,

Bank Of America Customer Service Center.

*Important*

failure to update your account at least 24hrs of notice might lead to account being locked and online access will be restricted.

Equal Housing LenderMember FDIC(c) Copyright 2008 Bank Of America Financial Corporation - 1-800-Bank Of America .                                                    end of email




 

                                                 More Road Scams

A MESSAGE FROM THE OFFICE OF ATTORNEY GENERAL
STATE OF MICHIGAN :

SITUATION..
While driving on a rural end of the roadway on Thursday morning, I saw an infant car seat on the side of the road with a blanket draped over it.
For whatever reason, I did not stop, even though I had all kinds of thoughts running through my head. But when I got to my destination, I called the Canton PD and they were going to check it out. But, this is what the Police advised even before they went out there to check.....

"There are several things to be aware of ... gangs and thieves are now plotting different ways to get a person (mostly women) to stop their vehicle and get out of the car.

"There is a gang initiation reported by the local Police Department where gangs are placing a car seat by the road....with a fake baby in it....waiting for a woman, of course, to stop and check on the abandoned baby.

"Note that the location of this car seat is usually beside a wooded or grassy (field) area and the person -- woman -- will be dragged into the woods, beaten and raped, and usually left for dead.. If it's a man, they're usually beaten and robbed and maybe left for dead, too.

DO NOT STOP FOR ANY REASON!!! DIAL 9-1-1 AND REPORT WHAT YOU SAW, BUT DON 'T EVEN SLOW DOWN.

Oh yea, about the EGGS:

      • "IF YOU ARE DRIVING AT NIGHT AND EGGS ARE THROWN AT YOUR WINDSHIELD, DO NOT STOP TO CHECK YOUR CAR, DO NOT OPERATE THE WIPERS AND DO NOT SPRAY ANY WATER BECAUSE EGGS MIXED WITH WATER BECOME MILKY, AND BLOCK YOUR VISION UP TO 92.5%, AND YOU ARE THEN FORCED TO STOP BESIDE THE ROAD AND BECOME A VICTIM OF THESE CRIMINALS.
        THIS IS A NEW TECHNIQUE USED BY GANGS, SO PLEASE INFORM YOUR FRIENDS AND RELATIVES.

        THESE ARE DESPERATE TIMES AND THESE ARE UNSAVORY INDIVIDUALS WHO WILL TAKE DESPERATE MEASURES TO GET WHAT THEY WANT."

        Please talk to your loved ones about this. This is a new tactic being used. Please be safe.

        Get started NOW -- SEND THIS MESSAGE TO ALL YOUR FRIENDS AND LOVED ONES TO BE CAREFUL AND BE AWARE OF EVERYTHING AROUND THEM SO AS NOT TO BECOME THE VICTIM.

        WARNING # 3:
        Some knew about the red light on cars, but not Dialing 112.
        It was about 1:00 p.m. in the afternoon, and Lauren was driving to visit a friend. An UNMARKED police car pulled up behind her and put his lights on. Lauren's parents have always told her to never pull over for an unmarked car on the side of the road,but rather to wait until they get to a gas station, etc.

        Lauren had actually listened to her parents advice, and promptly called,112 on her cell phone to tell the police dispatcher that she would not pull over right away. She proceeded to tell the dispatcher that there was an unmarked police car with a flashing red light on his rooftop behind her. The dispatcher checked to see if there were police cars where she was and there weren't, and he told her to keep driving, remain calm and that he had back up already on the way.

        Ten minutes later 4 cop cars surrounded her and the unmarked car behind her. One policeman went to her side and the others surrounded the car behind. They pulled the guy from the car and tackled him to the ground. The man was a convicted rapist and wanted for other crimes.
        I never knew about the 112 Cell Phone feature. I tried it on my AT&T phone & it said, "Dialing Emergency Number."
      • Especially for a woman alone in a car, you should not pull over for an unmarked car. Apparently police have to respect your right to keep going on to a safe place.

        *Speaking to a service representative at Bell Mobility confirmed that 112 was a direct link to State trooper info. So, now it's your turn to let your friends know about "Dialing, 112"

        You may want to send this to every Man, Woman & Youngster you know; it may well save a life.

        This applies to ALL 50 states
        PLEASE PASS ALONG TO FRIENDS AND FAMILY, IT CAN SAVE A LIFE....

 

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